Truist Bank Bonuses: June 2024 (2024)

Truist Bank Bonuses: June 2024

Truist Bank Bonuses: June 2024

1. Open a One Checking account online with the promo code:During the account sign-up process, enter the code given on the linked page to earn the bonus.
2. Receive a qualifying direct deposit of $500 or more within the first 90 days:Qualifying direct deposits include payroll checks and government benefits payments.
3. Make 15 debit card purchases within the first 90 days:Those transactions must to beposted to your accountwithin 90 days.
4. Receive your $400 bonus:Keep your account open, in good standing, and with a positive balance until you earn the bonus. Truist will deposit it into this account within four weeks of meeting the eligibility criteria.

• Only available to residents of certain states and districts: Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Washington, D.C.
• Not available if you’re currently employed by or affiliated with Truist Bank.
• Must be a U.S. resident with a taxpayer ID number, and at least 18 years or older.
• Not available if you currently have a Truist personal checking account, or if you did have one but you closed it on or after a specified date.
• The Truist One Checking account charges a $12 monthly fee unless you meet one of five waiver requirements each month: 1) be a student under age 25, 2) have at least $500 in direct deposits, 3) keep at least $500 in all of your Truist investment and personal accounts, 4) have an open credit card or loan through Truist, or 5) link up a Truist Small Business Checking account.
• This account doesn’t charge overdraft fees but it does come with several other fees, such as an out-of-network ATM fee ($3 in the U.S., $5 internationally) and paper statement fees ($3).

1. Open a new Simple Business Checking account. You can open the account online by clicking through to the promotional offer page and verifying that the correct promo code is applied to your application. You can also sign up at a local branch if you bring that same code in to be applied to your in-person application. This account has a $100 minimum opening deposit.
2. Deposit at least $1,500 into your account within 30 days. Almost any type of deposit counts, except for NSF fee refunds and debit card credit transactions. You can split up these deposits over the course of 30 days, or get it all done as one deposit.
3. Keep your account open and in good standing until you earn the bonus. After you’ve checked off all of the boxes to earn the bonus, Truist will deposit $300 into your new account. You’ll need to keep the account open at least long enough to receive the payout. You’ll also need to keep the account balance from dropping to a zero or negative value; it must have at least one cent in the account at all times until you earn the bonus.

• Available to residents of the following states and areas: Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Washington, D.C.
• You must be a U.S. resident, at least 18 years old, and have a taxpayer ID number.
• Not available if you currently have any other Truist business checking accounts, or if you closed one on July 7th, 2023 or after.
• This account doesn’t have a monthly maintenance fee, but it does have other charges including a $0.50 per transaction fee (your first 50 transactions of the month are free) and a $3 paper statement fee.

1. Open a new Dynamic Business Checking account. This account requires a minimum opening deposit of $100. You can open it online or in person, but either way, make sure that you see the correct promo code applied to your application to ensure you’re eligible for the bonus. If you’re applying online, it may be easiest to ensure this by clicking through the offer on the promotional page.
2. Deposit at least $1,500 into your new account within 30 days. You can do this as a single deposit or split it up among several, as long as they total $1,500 or more. Any type of deposit counts except for NSF fee refunds and debit card credit transactions.
3. Wait up to four weeks for the bonus deposit to post. After you meet the requirements to earn the bonus, Truist will reward you with the payout by depositing it directly into your new account sometime within the next four weeks. Until that time, keep your account open with a positive balance. If it dips below $0.01, you’ll lose eligibility.

• Must live in one of the states where Truist Bank operates: Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Washington, D.C.
• You must be a U.S. resident, at least 18 years old, and have a taxpayer ID number.
• Not available if you’re already a Truist business checking customer, or if you closed a business checking account on or after July 7th, 2023.
• The Truist Dynamic Business Checking account charges a $20 monthly maintenance fee unless you’ve maintained an average balance of $5,000 or more across all of your combined Truist business bank accounts over the last three months.
• This account charges several other fees, including a $0.50 transaction fee for all checking transactions after your 500th of the month, a $0.003 monthly coin and currency deposit fee for all cash amounts over $25,000.

Article Sources

1. Truist. "Open Checking."

2. Truist. "Truist One Checking Account Overview," Pages 1-2.

3. Truist. "Open a New Small Business Checking Account—and Earn $400."

4. Trusit. "Business Deposit Accounts Fee Schedule," Page 3.

5. Trusit. "Business Deposit Accounts Fee Schedule," Page 4.

6. Truist. "BB&T and SunTrust Complete Merger of Equals to Become Truist."

7. Federal Reserve. "Large Commercial Banks."

8. Truist. "Fast Facts."

9. Internal Revenue Service. "About Form 1099-INT, Interest Income."